The Future of Community Payments
Revolutionary fintech solutions that empower businesses and individuals to transact, save, and grow with unprecedented speed and security.
Stablecoin-Powered Solutions
Empowering communities and merchants with dollar-stable digital payments
For Communities
Price Stability for Daily Life
Hold, send, and budget in dollars without bank accounts—no "crypto volatility tax" on rent, groceries, or remittances.
Bankless Cash-In/Out
Convert cash ↔ stablecoin through local agent merchants (bodegas, salons, shops) with instant wallet credits and receipts.
Faster, Cheaper Payments
Near-instant settlement, predictable fees, no chargebacks—24/7/365.
Cross-Border Made Easy
Send dollar remittances with cents-level fees; recipients can keep dollars or swap to GUAP when they want community rewards.
For Merchants
Price in Dollars, Settle in Seconds
Quote in USD, receive stablecoin instantly, and auto-sweep some or all to bank rails—or keep on-chain.
Lower Costs
Beat card interchange and chargeback risk; enable programmable same-day net-settlement, auto tax set-asides, and simpler books.
Working Capital Options
Tokenize stable receivables for instant factoring or offer BNPL—while keeping settlement in stablecoin.
Be Among the First
Join our exclusive waitlist and get early access to Kowrii
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